Healthcare costs can often become a heavy burden, especially for families belonging to the lower-income group. Recognizing this challenge, the Government of Assam introduced the Assam Arogya Nidhi Yojana 2025, a special welfare scheme aimed at providing financial help to economically weaker families struggling with the cost of medical treatment.
This scheme offers financial assistance of up to ₹3 lakh, ensuring that serious diseases and accident-related injuries don’t drain a family’s savings. Through this article, we will explain everything about the Assam Arogya Nidhi Yojana (AAN), who is eligible, the benefits, diseases covered, and how you can apply to avail the support.
Objective of Assam Arogya Nidhi Yojana
The main objective of the Assam Arogya Nidhi Yojana is to support families who are unable to afford expensive medical treatments. Often, life-threatening diseases like cancer, kidney failure, and heart conditions require specialized procedures, surgeries, and hospitalizations that are beyond the reach of common people.
This scheme offers a helping hand to such families by providing financial relief up to ₹3 lakh. It covers not just disease-related treatments but also victims of accidents caused by natural disasters, industrial mishaps, road and rail accidents, and other emergencies. The ultimate goal is simple – no one in Assam should be deprived of quality healthcare due to financial constraints.
Key Highlights of Assam Arogya Nidhi Yojana 2025
Here’s a quick overview of what makes the Assam Arogya Nidhi Yojana 2025 a game-changer:
- Financial aid up to ₹3 lakh for critical illness treatments.
- Covers specialized surgeries, hospitalization, dialysis, chemotherapy, and accident-related injuries.
- Open to permanent residents of Assam with annual family income below ₹5 lakh.
- Applicable in government hospitals, reputed private hospitals, and select hospitals outside Assam.
- Easy application process through local health departments.
- The Assam government contributes funds, supported by a 50% contribution from the Central Government.
Who is Eligible for Assam Arogya Nidhi Yojana?
To ensure the scheme reaches deserving families, the Assam Government has clearly defined eligibility conditions:
- The applicant must be an Indian citizen and a permanent resident of Assam.
- The family’s annual income should be less than ₹5 lakh.
- There is no age limit; people of all age groups are eligible.
- The scheme is not applicable to government employees, pensioners, or their family members.
- Treatment must be taken at government hospitals, medical colleges, or private hospitals registered under the Clinical Establishment Act.
This scheme mainly targets poor, economically weaker families who need financial support for expensive medical procedures.
Medical Treatments Covered Under AAN Scheme
The Assam Arogya Nidhi Scheme covers a wide variety of life-threatening diseases and serious accidents. Here are some major conditions and treatments covered:
1. Heart-Related Treatments:
- Congenital and acquired heart disease surgeries
- Pacemaker implantation
- Angioplasty procedures
- Coronary artery bypass grafting (CABG)
- Heart transplants
2. Cancer Treatments:
- Chemotherapy sessions
- Radiation therapy
- Tumor removal surgeries
3. Kidney & Urinary System Treatments:
- Dialysis (including cost of consumables)
- Kidney transplantation
- Lithotripsy for removal of kidney stones
4. Orthopedic Treatments:
- Knee and hip replacement surgeries
- Spinal surgeries
- Artificial limb implantation
5. Blood Disorders & Other Critical Conditions:
- Thalassemia treatments (including blood transfusion)
- Bone marrow transplantation
- Surgeries related to AIDS
- Surgical treatments for chronic mental illnesses
6. Accident Injuries:
- Road, rail, industrial accident victims
- Natural disaster injuries
- Bomb blast victims
The scheme is designed to cover all the costly medical treatments that are usually out of reach for low-income families.
Financial Assistance Breakdown
Financial aid is provided in three different levels based on the severity of the case:
| Approving Authority | Maximum Grant Amount |
| Chief Minister of Assam | Full assistance up to ₹3 lakh |
| Chairperson of Selection Committee | Up to ₹2 lakh |
| State-Level Committee | ₹2 lakh to ₹3 lakh |
Once approved, the funds are transferred directly to the hospital or the beneficiary’s bank account. For emergency cases, the government can release advance payments so that treatment is not delayed.
Approved Hospitals Under Assam Arogya Nidhi Yojana
The AAN scheme allows patients to receive treatment at various reputed hospitals both within Assam and outside. Here’s a list of some key hospitals:
Hospitals Within Assam:
| Hospital Name | Location | Specialty |
| Dr. B. Baruah Cancer Institute | Guwahati | Cancer Treatment |
| GNRC, INS | Guwahati | Neurology & Critical Care |
| International Hospital | Guwahati | Multi-Specialty |
| Hayat Hospital | Guwahati | Specialized & General Treatment |
| Sankardeva Netralaya | Guwahati | Eye Treatment |
| North East Cancer Hospital | Jorabat | Cancer Care & Research |
| Down Town Hospital | Guwahati | Cardiology, Orthopedics, General Surgery |
Hospitals Outside Assam (Referral Hospitals):
| Hospital Name | Location | Specialty |
| AIIMS | New Delhi | Multi-Specialty Government Hospital |
| Tata Memorial Hospital | Mumbai | Cancer Treatment |
| Medanta – The Medicity | Gurgaon | Cardiology, Oncology, Neurology |
| Christian Medical College (CMC) | Vellore | Organ Transplants & Multi-Specialty |
| Narayana Hrudayalaya | Bangalore | Cardiac Care |
| Apollo Hospitals | Chennai, Delhi, Hyderabad | Multi-Specialty |
| Max Heart Institute | New Delhi | Heart Surgeries |
| Artemis Health Institute | Gurgaon | Critical Care & Surgeries |
| Global Hospitals | Hyderabad, Bangalore | Liver & Kidney Transplants |
| Amrita Institute of Medical Sciences | Kochi | Advanced Multi-Specialty Treatments |
How to Apply for Assam Arogya Nidhi Yojana?
Here’s a step-by-step guide on how you can apply:
- Download the Application Form:
Visit the official website – nhm.assam.gov.in – and download the application form. - Fill in Personal & Medical Details:
Accurately fill out all personal, income, and medical details in the form. - Attach Required Documents:
Submit photocopies of all supporting documents. - Submit the Application:
Submit your form to the Joint Director of Health Services of your district or to the NHM Assam office. - Verification Process:
A team of medical experts from Guwahati Medical College will review your application before approval. - Fund Transfer:
Once approved, the money will be transferred to your hospital or bank account.
Documents Required for Assam Arogya Nidhi Yojana
You need to submit the following documents along with your application:
- Passport-size photograph signed by a medical officer
- Income certificate from Circle Officer
- Aadhaar Card, Voter ID, or Driving License for ID proof
- Medical prescriptions, reports, discharge summaries
- Original medical bills and vouchers
- Bank passbook copy
- PMJAY or Atal Amrit Abhiyan card (if applicable)
FAQs
1. How much financial assistance can one get under the Assam Arogya Nidhi Yojana?
Up to ₹3 lakh, depending on the case and the approving authority.
2. Who is eligible for the AAN scheme?
Permanent residents of Assam with an annual family income below ₹5 lakh, excluding government employees and pensioners.
3. What types of medical treatments are covered?
Heart surgeries, cancer treatment, kidney transplants, accident injuries, orthopedic surgeries, and more.
4. Can treatment be availed outside Assam?
Yes, at empanelled hospitals like AIIMS, Tata Memorial Hospital, and others.
5. Where to apply?
Visit nhm.assam.gov.in, download the form, and submit it to the local health department with the required documents.
Final Thought
The Assam Arogya Nidhi Yojana 2025 is truly a lifesaving scheme for families battling financial difficulties during health emergencies. It not only reduces the financial burden but also ensures access to top-quality healthcare services. If you or someone you know is eligible, don’t hesitate—apply today. Share this article to spread awareness and help others benefit from this wonderful initiative.
