Many seniors and individuals with disabilities in the U.S. rely on Supplemental Security Income (SSI) as a primary financial lifeline. With rising inflation and living costs, any increase in benefits can make a significant difference. In April 2025, an update to SSI payments raised the monthly maximum to $967, sparking questions and curiosity across the country.
If you’re wondering whether the $967 SSI Payment 2025 is real, who qualifies for it, and how you can apply or continue receiving it, this guide will provide all the answers. From eligibility rules to payment dates and application steps, here’s everything you need to know.
$967 SSI Payment 2025
Yes, the $967 SSI Payment 2025 is confirmed. This increase came into effect in January 2025, following a 2.5% Cost-of-Living Adjustment (COLA) announced by the Social Security Administration (SSA). The change aims to support recipients as they cope with higher prices for everyday needs like food, housing, and medical care. Individuals who meet SSI eligibility criteria are now entitled to receive up to $967 per month, while eligible couples can receive up to $1,450.
This adjustment is part of the federal government’s commitment to maintaining the purchasing power of those most affected by economic challenges.
Overview Table – SSI Payment April 2025
| Category | Details |
| Monthly Payment (Individual) | $967 |
| Monthly Payment (Couple) | $1,450 |
| COLA Adjustment | 2.5% (Effective January 2025) |
| Eligibility | Seniors (65+), blind, or disabled with low income/resources |
| Income Limit | <$2,019/month for individuals, <$2,985/month for couples |
| Resource Limit | <$2,000 for individuals, <$3,000 for couples |
| Payment Date | 1st of every month or previous business day |
| Application Methods | Online, phone, or in-person at SSA office |
| Official Website | ssa.gov/ssi |
| SSA Contact | 1-800-772-1213 |
What Is Supplemental Security Income (SSI)?
SSI, or Supplemental Security Income, is a federal assistance program designed to support Americans with limited income and resources. It helps individuals who are 65 or older, blind, or living with a qualifying disability that prevents them from working.
Unlike Social Security Disability Insurance (SSDI), SSI is not based on work history. Instead, it’s strictly needs-based and intended to help people pay for basic essentials like housing, food, and clothing.
Why Did SSI Payments Increase in 2025?
Every year, the SSA evaluates the Consumer Price Index (CPI) to determine if a COLA is necessary. For 2025, inflation data showed a notable rise in prices for essential goods and services. As a result, a 2.5% COLA was implemented starting January 2025.
This increase raised the maximum monthly SSI payment to $967 for individuals and $1,450 for couples. This change ensures that recipients don’t lose purchasing power due to inflation and can continue to meet daily living expenses.
Who Is Eligible for the $967 SSI Payment?
To receive the $967 SSI Payment 2025, individuals must meet the following criteria:
1. Age or Disability Status
You must meet at least one of the following:
- Be 65 years or older
- Be blind
- Have a qualifying disability expected to last at least 12 months or result in death
2. Income Requirements
Your countable monthly income must be below:
- $2,019 for individuals
- $2,985 for couples
Note: Not all income is counted. For example, the first $20 of most income and SNAP benefits are excluded.
3. Resource Limits
You must have limited financial assets:
- Under $2,000 for individuals
- Under $3,000 for couples
Certain items like your home, car, and burial plots are not included in this total.
4. Citizenship and Residency
To qualify, you must:
- Be a U.S. citizen or qualifying non-citizen
- Reside in one of the 50 states, District of Columbia, or the Northern Mariana Islands
How Much Can You Receive?
Here are the maximum federal SSI amounts for 2025:
| Recipient Type | Monthly Payment |
| Individual | $967 |
| Eligible Couple | $1,450 |
| Essential Person | $484 |
Some states also offer state supplementary payments, which could increase your monthly amount beyond these federal limits.
When Will You Receive SSI Payments?
SSI payments are typically made on the 1st of each month. If the 1st falls on a weekend or federal holiday, payments are made on the last business day of the previous month.
Example:
- April 1, 2025 was a Tuesday, so payments were issued on schedule.
- If May 1, 2025 falls on a Saturday, the payment would be deposited on Friday, April 30.
How to Apply for $967 SSI Payment for Seniors & Disabled?
Applying for SSI is straightforward if you prepare ahead of time.
Step 1: Gather Required Documents
You’ll need:
- Social Security number
- Birth certificate or ID
- Proof of income and assets
- Medical records (for disability claims)
Step 2: Submit Your Application
Choose one of the following methods:
- Online: Visit ssa.gov/ssi
- By phone: Call 1-800-772-1213
- In person: Visit your nearest Social Security office
Step 3: Wait for a Decision
The SSA will review your application, which may take several weeks. You’ll be notified by mail whether your application was approved or denied.
Practical Tips for Applicants
- Use the Benefit Eligibility Screening Tool at ssa.gov to see if you qualify.
- Keep all documents and records current, including income and medical updates.
- Report any change in income or resources to the SSA immediately.
- If denied, don’t give up. Reapply or file an appeal—many successful claims are approved on reconsideration.
Frequently Asked Questions (FAQs)
Can I receive SSI and Social Security retirement benefits together?
Yes. If your Social Security retirement payment is low, SSI can supplement it.
Are children eligible for SSI?
Yes, if they have qualifying disabilities and their family’s income and resources are within limits.
Do I have to pay taxes on SSI?
No, SSI payments are not taxable and do not need to be reported as income on federal tax returns.
Can immigrants get SSI?
Only qualified non-citizens can receive SSI, based on specific immigration and residency requirements.
Will working stop my SSI benefits?
Not necessarily. Your benefit may be reduced, but the SSA offers incentive programs to support working recipients.
Final Thought
The $967 SSI Payment 2025 offers a vital financial boost to seniors and disabled individuals managing limited incomes. With this confirmed increase, recipients can better handle daily expenses and maintain a basic standard of living.
If you or a loved one may be eligible, don’t delay—check your status, gather documents, and apply through the SSA.Got questions or experiences to share? Leave a comment below, or visit ssa.gov to explore more about your benefits. Every dollar matters—make sure you’re getting what you’re entitled to.
